How it works

GettaSub prides itself as the ethical alternative to short term loans focused on helping the financial wellbeing of the UK workforce. Our low interest rates are incomparable to other short-term lenders fixed at just 5% per month (79.58% APR representative).

Applying couldn’t be easier – First we need to know a little about you and who your employer is, then let us do the rest!

Once your employer is onboarded, we will contact you to create your online account. Your account will be approved within 24 hours subject to your employer and all loans will be credited within hours into your account or e-wallet – Once approved, always approved!

Just £5 per month per £100 borrowed – On a typical £250 loan that’s just £12.50 in interest (£0.41p per day over one month – 30 days)

Apply in 4 easy steps


Apply now

First we need to know a little about you and who your employer is and let us do the rest


We onboard your employer

We contact your company who will offer the GettaSub advance loan program as an employee benefit within as little as 48 hours


Create an account

Simply fill out the online application or via the App and you can be accepted within 24 hours  


Let’s get you funded

After being approved, we send money within hours directly to your bank or to your mobile account

Manage and apply for loans from your smartphones, where You can access your money 24/7

Want to know more? Download our information guides

Why GettaSub: Employee overview

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Who is GettaSub: Employer overview

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Market facts: Financial well being report

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