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Employers need to do more and instinctively want to but are only just beginning to think about financial wellbeing and are unsure how to address it.
For some employees, borrowing may be a necessity rather than a choice. There can be a very fine line between getting by and going under. Even people who seem to be on top of their finances can quickly become vulnerable.
Perhaps surprisingly, only a small number of employees are comfortable in discussing their financial affairs with work colleagues. Which offers employers an opportunity to provide a more supportive work environment, helping to prevent money problems from arising in the first place, for instance by running financial wellbeing seminars during work time for staff.